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Where Will You Be When You Retire? Will You Be Relaxing On The Beach, Living Life To It's Fullest? Or Will You Be Forced To Delay Retirement Because Your Financial Life Is A Disaster? Go To Savings Analysis


How The Software Platform Works

America's Retirement Solution (ARS) is dedicated to the crusade of helping individuals and families overcome their financial and personal challenges and live a more purpose-driven lifestyle. In today’s unforgiving economy, many are faced with a retirement dilemma of epic proportions. Rather than looking forward to retirement, many fear retirement because they are ill-prepared for it. The overwhelming burdens of long-term debt and the lack of having a legitimate retirement plan in place. is crippling our nation. If left unchecked, long-term debt is the single greatest obstacle when it comes to achieving your financial goals. The short-sightedness of not having a legitimate retirement plan in place has left many in search of a solution they can trust. Now more than ever, people are actively looking for a retirement solution that gives them the peace of mind of knowing their financial affairs are in order.

The key to financial security is understanding debt elimination and wealth acceleration. Financial literacy begins when you recognize that you cannot become financially free if you are in long term perpetual debt. A classic example to illustrate this is a mortgage. On average, a person stays in their home for five to seven years. The banks know this. In those five to seven years, over 80% of the mortgage payment goes straight to interest, not to principle. Because the banks “front-end load” a mortgage with interest, no one ever comes close to paying their home off. Instead, homeowners are enslaved by the banks without recourse in what is known as long-term perpetual debt. The same is applicable for credit card and consumer debt. Long term perpetual debt is the greatest stumbling block for the average consumer in their quest to achieve financial security.

Simple - The software platform is a self-directed platform, it is very user-friendly and easy to navigate. It eliminates the guesswork, simply input your financial profile and the plan is set-up for you, nothing could be easier. There are online tutorials and helpful hints throughout the platform. It sends out reminders via text or email whenever you have an upcoming payment that is due. It also makes recommended payment suggestions to a specific creditor based on the net disposable income available every month. It allows you to adjust your monthly budget whenever your finances change. All you need to do is follow the plan exactly as it is outlined for you, you’re on your way to a debt free lifestyle. Simplicity is one of the most powerful selling points of our software platform.

Smart - The software platform uses proven mathematical algorithms to create a custom wealth acceleration plan for every individual/family regardless of current financial circumstances. By design, the software will maximize the highest and best use of your net monthly discretionary income for the purposes of debt elimination and wealth acceleration. The software platform helps you to create and maintain a set monthly budget, giving you the ability to track your recurring monthly expenditures as well as any unforeseen expenses. It also helps you track your investments, giving you the ability to project the future growth of these accounts for when you are ready for retirement. It does all the work for you, which means you will never have to worry about your financial future.

Secure - At no time do we require you to provide us with any of your sensitive financial information, such as the names of your financial institutions, etc. The software platform will help you create a plan that will accelerate the repayment of all consumer debts including a mortgage in record time, this means you’ll have more cash available to invest in what matters most, your own personal financial goals, not the banks. Imagine living a debt free lifestyle where you’ll never have to stress about your finances again. We value your privacy. Although we do not require you to disclose your sensitive financial information, we will never disclose any of your account information with any other third party entity without your permission. This ensures that you can have peace of mind knowing that your account is safe and secure.


  1. Detailed Budget- The software platform requires that you take the time to create a budget for you to meet your financial goals. This is the first step to realizing your dream of true financial freedom. Closely review how much money you earn each month and then reconcile it with how much you are spending each month. The software platform will only work if you are making more money than you are spending.
  2. Checking/Savings Account or Line of Credit (LOC)- The software platform uses one of the above bank instruments as a tool to drive the platform. In most cases, using a traditional checking/savings account will be sufficient, however if you choose to use a line of credit, the line of credit must have the capacity to operate just like your checking account and must be set up with an open-end interest calculation. Using a line of credit with our web-based software platform creates an environment in which the money available from your line of credit account generates an interest cancellation on your primary mortgage.
  3. Wealth Acceleration Software Platform- Statistic show that most consumers do not meet their financial goals on their own due to a lack of financial literacy. This is the reason why suing a mechanism such as our software platform to help manage your finances is so important. Every individual, due to the uniqueness of their financial circumstances, requires a custom wealth acceleration plan to achieve optimal results. The software platform will maximize the highest and best use of your net discretionary income every single month, creating the highest interest savings possible in the least amount of time.

It is important to note that while using a line of credit is considered by some as the optimal way to take advantage of this program it is not the only way to use the program effectively. The mathematical algorithms at the core of our financial software program will also work with other financial accounts/instruments such as a traditional checking and/or savings account. Although rarely used, it will even work effectively by using a credit card as your acceleration account.